Please Note: The interest rate displayed here is the current, national, prime interest rate, as set by the South African Reserve Bank. The interest rate offered by your bank when applying for a loan may vary.

Bond Calculator FAQs

What is my gross income?

Your gross monthly income is your total income before tax and deductions.

How is the home loan amount calculated?

Your repayment cannot be more than 30% of your gross monthly income and cannot exceed your net surplus income.

What is my net income?

Your net monthly income is your total income after tax and deductions.

How accurate is the bond calculator?

The bond calculator is a guideline. It does not include a credit check or full affordability assessment which the bank will require.

* Terms and conditions

Although every effort has been made to ensure the accuracy of our calculators, evo Group (Pty) Ltd. and its subsidiaries accept no liability in respect of any errors contained herein. Under no circumstances will evo Group (Pty) Ltd and its subsidiaries be liable for any loss or damages whatsoever arising from the use of this calculator.

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